Coordinates
all incoming merchant applications. Reviews & evaluates merchant’s credit
card acceptance in card-not-present and card-present environment. Makes
decisions to approve, pend, and / or decline merchant accounts based on
financial, compliance, and / or fraud risks. Communicates with inside sales,
and outside sales. Prepares approval, pend, and / or decline updates and advises
on the status of accounts to respective sales channels.

Responsibilities:

• Ensures that
  merchant applications and files are complete and ready for submittal to
  sponsoring bank.
• Making sure
  applications, and at times including sales reps’ activities, are within company
  regulations and related compliance guidelines.
• Process incoming
  merchant applications, analyze financial standing of the applicant,
  understand how merchant operates their business, and decide whether BCS
  should accept or decline the application.
• Determine most
  suitable ticket price based on financial and competitive analysis in line
  with compliance requirements.
• Determines the
  liquidity and financial strength of merchants through various financial
  data.
• Read, interpret,
  and assess credit reports, financial statements, bank statements, and
  other financial data to determine liquidity and financial strength of
  merchants.
• Scrutinize
  through all documents to minimize fraudulent applications.
• When needed,
  interview merchants to collect additional necessary information for
  assessing any hidden risks that may be involved.
• Tactfully
  explain to sales representatives of any ticket adjustments, the need for
  additional underwriting requirements, or declines.
• Analyze quality
  and quantity of risks underwritten and prepares reports for management
  review.
• Write case
  analysis reports on declined applications.
• Supporting sales
  reps with questions regarding requirements for special application, ie.
  high ticket high risk merchants
• Performs other
  essential tasks as assigned.

Qualifications:

• High school
  diploma is required.
• Bachelor’s
  degree in business or finance highly preferred but not required.
• Prior experience
  in related field or similar industry recommended.
• Risk management
  / customer service background is highly preferred.
• Phone etiquette
  must be professional.
• Excellent
  analytical skills, effective writing skills and good interpersonal and
  communication skills.
• Ability to
  function effectively in a fast-paced environment with multiple priorities.
• Performs variety
  of complex tasks. A wide degree of creativity and latitude is expected.
• Work well with a
  diverse team.
• Highly motivated
  and proactively conduct research on own and make decisions based on the
  data obtained from the research.

Meticulous and detail
oriented.

Benefits:

Medical Insurance, 401(K) with
employer match, Paid Holiday, Accrued Paid Vacation & Sick Leave, Paid
Maternity Leave, Bereavement Leave, Marriage Leave, Birthday Leave and Life
Insurance

For those interested, please send
your resume to:

Attn: Human Resources Department

Fax: (213)427-3477

Email: bcshr@e-bankcard.com

Bankcard
Services appreciates your interest and consideration of our company. We regret
that we will not be able to respond to every resume submission. Only those
candidates who best meet our needs shall be contacted. Again, thank you for
your consideration.

Bankcard
Service is an Equal Opportunity Employer.