The last response above is most correct.
Fannie Mae is a financial company that issues MBS (mortgage backed securities). What it does is to purchase mortgage loans from commerical banks like countrywide or wells fargo and make it a one big “pool”. And then they slice the pool and sell each slice as a bond — this bond is called MBS because underlying mortgage loans becomes the source of cash flow of the bond and the bond is secured by collaterals (appareantly, houses that bear mortgage loans).

Fannie Mae is a public company which means it is not government owned. But, the US has a law to provide credit-enhancement for Fannie Mae (and Freddie Mac) just to support citizens who want to own their own houses. So, Fannie Mae has excellent credit rating (because the US government backs their credit), so they can borrow money with very low interest rates and purchase mortgage with that money and sell MBS with higher interest rates… as you can see, this is fool-proof and very profitable business except two kinds of risk — prepayment risk and interest rate risk.

Since Fannie Mae is considered almost as a “government agency”, it’s not easy to get a job there as an international. There may be an exception, but usually you need to have a Green Card at least. And, as you can see, there’s no ranking for Fannie Mae and its peers. There’s no direct competition for Fannie and Freddie yet.

>Fannie Mae가 어떤 회사며 미국내 랭킹, 취업 조건 등 아시는 분 있으면 도움 주세요….