You would be responsible for reviewing and evaluating a loan file to ascertain the underwriting decision and risk factors associated with it. You would also be responsible to review and resolve the underwriting conditions before clearing the file for docs.

• Responsible in analyzing risk indicators, examine trends, and provide appropriate variance analyses; prepare regular reports

and make appropriate recommendations

• Review and analyze risk indicators including payment performance and mortgage loan portfolio management

• Process file including ordering and updating of all necessary documents to underwrite mortgage loan

• Reviewing, examining and underwriting loans to ensure eligibility and compliance with investor standards including staying

abreast of up to date investor guidelines for conventional 1-4 products

• Assessing loan attributes and documentation for soundness and accuracy

• Determining and documenting underwriting conditions, and communicating requirements and/or decisions; reviewing and

resolving underwriting conditions

• Manage all aspects of the brokerage relationship including visitation to present our products and underwriting appetite, develop relationships, production and profitability

• Responsible for several producers and/or accounts and is the primary point of contact for that producer and his or her agency

personnel

• Mortgage Industry Experience

• Thorough knowledge of federal/state banking regulations a must with emphasis on consumer related regulations including but

not limited to RESPA, Reg Z, Reg B, and Reg C

• Must be highly organized with strong ability to multi-task, strong credit and financial analyzing, and underwriting skills

• Excellent verbal and written communication skills required

• Must be proactive and motivated with a high customer service orientation and a solutions-oriented approach

 

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