1999/05/07 choonkoh justinkoh_97@yahoo.com

의료보험에 가입했다고 아무 병.의원에 갔다가는 큰코 다치기 십상입니다.

왜냐하면 만일Care type 이 PPO or HMO 이라면 특정 병.의원 만

의료보험이 적용되는기 때문입니다. 그래서 항시 toll free number로 전화하여 본인의 의료보험으로 갈수 있는 병.의원이름 과 전화번호를 묻고 그 병.의원으로 가야합니다.

Toll free 전화대신 insurance providor directory booklet을 요청하여 참조 할수 있읍니다.그래야만이 의료보험 혜택을 볼수있으니까요.

‘가정의(Family doctor/pratice or Internal medicine)’ 또는 PCP(Primary Care Physician) 의Referal이 있어야만 다른 병.의원으로 갈수 있고 또한 의료보험 적용이 되기 때문에 먼저

office로 전화하여 약속시간을 정하여 찾아갑니다.

-.First Visit.

. Call insurance company and ask insurance providers(doctors office).

. Call doctor’s office & check insurance availability again.

. Make an appointment.

. Visit doctor’s office – Bring your medical insurance card.

. Put down your name,address & insurance type on the waiting list which

usually located in front desk.

. Wait till you are called.

. Light check up – blood pressure,pulse,weight & height(This is for

the first visit only)

. Talk to doctor what’s happened & problem.

. Follow doctor’s direction – visual check up,x-ray or whatever needed.

(some clinics have their own facilities but some others not –

if not, it means you need to go to test lab with doctor’s presrciption.

At this time also you need to do same things for that test lab

as you did it with insurance company before doctor visit – ).

. Make a next appointment if needed.

. You’ll receive payment bill,if needed(like copay,insurance not

covered

amount),

by mail in a couple of month.

-. Next Visit.

. Do same procedures other than call to insurance company if same

doctor office.