소셜 받고 크레딧카드 막 신청. 차할부 언제부터 가능할까요?

FYI 104.***.204.59

The credit score is just one of the factors. The length of credit history and the number of credit/charge/mortgage accounts also matter. To get the lowest interest rate, it would take at least 5 years, regardless of the current credit score.